Questions Brockville Homeowners Should Ask Before Renewing Their Home Insurance
If your home insurance renewal is approaching, it's a good time to review your coverage and make sure it still meets your needs. Many homeowners in Brockville and across Ontario automatically renew their policies each year without considering whether their home, lifestyle, or insurance requirements have changed.
A home insurance renewal is more than just a billing notice, as it's an opportunity to ensure you have the right protection in place. Whether you've completed renovations, purchased valuable items, welcomed a home-based business, or simply haven't reviewed your policy in a while, your insurance broker can help identify potential coverage gaps and opportunities for savings.
Here are the key questions Brockville homeowners need to ask themselves, and how your broker can help you make informed coverage decisions.
Have you renovated or made any significant repairs to your home?
Have you bought anything that would significantly increase the total value of your property (like technology or valuable objects like jewellery and antiques)
Have you had a pool, spa or sauna installed?
Do you have an individual water heater that is over 10 years old or had a secondary heating system (wood, gas, oil, etc.) installed?
Are there any secondary businesses being run out of the home?
As an alarm system been installed?
Are you the owner of an exotic pet?
Are there any renters living at the property?
Our brokers are here and available to help walk through your home insurance policy to ensure you are properly covered should the worst happen. Don’t hesitate to reach out or walk in, we’re your friend in the business!