https://www.burgessinsurance.ca/burgessblog daily 0.75 2026-03-04 https://www.burgessinsurance.ca/burgessblog/5-reasons-to-work-with-an-insurance-broker monthly 0.5 2026-02-16 https://images.squarespace-cdn.com/content/v1/64906b04e8ecbc0504596c65/1768588998663-OAQTJPXBNX0K4LL19T14/unsplash-image-JaoVGh5aJ3E.jpg Burgess Blog - Insurance Hints and Tips - 5 Reasons to Work with an Insurance Broker - When it comes to protecting your home, vehicle, business, or other valuable assets, choosing the right insurance coverage is essential. But with so many policies, providers, and fine print to consider, navigating the world of insurance on your own can be overwhelming. That’s where an insurance broker comes in. At W.C. Burgess Insurance Services, we help clients cut through the confusion and make informed decisions that provide real peace of mind. https://www.burgessinsurance.ca/burgessblog/auto-insurance-and-ride-share-driving monthly 0.5 2025-11-05 https://images.squarespace-cdn.com/content/v1/64906b04e8ecbc0504596c65/1760455803669-7H6GFSS27I0LD410ESLS/unsplash-image-D-qq7W751vs.jpg Burgess Blog - Insurance Hints and Tips - Auto Insurance and Ride-Share Driving: What You Need to Know - In today’s world of flexible work and side hustles, driving for companies like Uber, Lyft, DoorDash, or SkipTheDishes has become a popular way to earn extra income. But before you hit the road, it’s important to make sure your auto insurance gives you the protection you need. If you’re using your personal vehicle for ride-sharing or food delivery — even part-time — your standard auto policy likely doesn’t provide full coverage. Here’s what you should know. https://www.burgessinsurance.ca/burgessblog/understanding-your-auto-policy monthly 0.5 2025-09-10 https://images.squarespace-cdn.com/content/v1/64906b04e8ecbc0504596c65/1755175478965-0HTAJV3UC532T1GUIWB0/unsplash-image-Ax5hexSdvCg.jpg Burgess Blog - Insurance Hints and Tips - Named Insured vs. Listed Driver: Understanding Your Auto Policy - When it comes to auto insurance, it’s easy to assume that if you’re listed as a driver on a policy, you’re automatically a named insured. However, that’s not the case. At W.C. Burgess Insurance Services, we’ve found that many clients are surprised to learn there’s an important distinction between the named insured and a listed driver. Understanding these differences is key to ensuring you have the right coverage and protection. https://www.burgessinsurance.ca/burgessblog/business-interruption-insurance monthly 0.5 2025-07-09 https://images.squarespace-cdn.com/content/v1/64906b04e8ecbc0504596c65/1749213032753-2VZ6XROA38E9YHDRU39W/unsplash-image-N3SsG7xR-Dg.jpg Burgess Blog - Insurance Hints and Tips - Safeguard Your Operations with Business Interruption Insurance - In today’s fast-paced and unpredictable world, even the most carefully run businesses can face sudden disruptions that threaten their operations and bottom line. According to Canadian Underwriter, "business interruption, including supply chain disruption, is this year’s number one risk for Canadian companies [...] Companies most fear business interruptions driven by cyber incidents and natural catastrophes, followed by fire, machinery breakdown and supplier failure". That’s where business interruption insurance comes in — offering a crucial safety net to help your business stay resilient through the unexpected. Learn how it can help protect your company against setbacks, ensuring continuity and long-term success. https://www.burgessinsurance.ca/burgessblog/spring-water-damage monthly 0.5 2025-04-07 https://images.squarespace-cdn.com/content/v1/64906b04e8ecbc0504596c65/9423ff69-8626-40dd-b0cc-96f18f49248c/AdobeStock_726761229.jpeg Burgess Blog - Insurance Hints and Tips - Protect Your Home from Spring Water Damage - As we welcome the arrival of spring, it's crucial to recognize the increased risk of water damage due to melting snow, ice, and seasonal rain. Water damage accounts for 48% of all interior property damage in Canada and remains the leading cause of home insurance claims (Canadian Underwriter). Fortunately, by taking preventative measures and ensuring you have the right home insurance coverage, you can safeguard your home from unwanted leaks and costly damage. This guide provides essential tips to help protect your home from spring water damage, giving you peace of mind throughout the season. https://www.burgessinsurance.ca/burgessblog/fire-safety-tips-for-the-holidays monthly 0.5 2025-07-04 https://images.squarespace-cdn.com/content/v1/64906b04e8ecbc0504596c65/1730480136519-AYO9V9C5SPPGI0XR9FV4/unsplash-image-e7fDXFHCvKA.jpg Burgess Blog - Insurance Hints and Tips - Fire Safety Tips for the Holidays - The holiday season brings warmth and joy but it also increases the risk of home fires. In fact, more than one-third of home decoration fires are started by candles, and more than two of every five decoration fires happen because decorations are placed too close to a heat source (National Fire Protection Association). With holiday lights, candles, and festive decorations, it's crucial to take extra precautions to keep your home safe. Here are some essential fire safety tips to help you enjoy a worry-free holiday season. https://www.burgessinsurance.ca/burgessblog/prepare-your-boat-for-off-season monthly 0.5 2024-10-07 https://images.squarespace-cdn.com/content/v1/64906b04e8ecbc0504596c65/1725626428098-U00ECXMSYWX5W76N2956/unsplash-image-p1VQOUCZJS4.jpg Burgess Blog - Insurance Hints and Tips - How to Prepare Your Boat for the Off-Season - As the temperatures begin to drop and the boating season in Ontario comes to an end, it's crucial to prepare your boat for the off-season. Proper winterization protects your investment and ensures that your boat will be ready to hit the water when the warmer weather returns. Here's a comprehensive guide to help you get your boat ready for the colder months. https://www.burgessinsurance.ca/burgessblog/car-insurance-rates monthly 0.5 2024-07-22 https://images.squarespace-cdn.com/content/v1/64906b04e8ecbc0504596c65/1718390828990-3AN0S9X04SKOIC38ZADI/image-asset.jpeg Burgess Blog - Insurance Hints and Tips - Why Car Insurance Rates Are Increasing - Auto rates are increasing in Ontario, and we know this can be frustrating for drivers. Let’s dive into what makes up your premium and why rates are increasing. Your driver profile, which includes your location, age, and driving history, significantly influences your auto insurance premium. However, additional factors can also drive up car insurance costs as well. Some of these factors, like rising car repair costs and disaster-related claims, are beyond your control. https://www.burgessinsurance.ca/burgessblog/national-life-insurance-day monthly 0.5 2024-05-01 https://images.squarespace-cdn.com/content/v1/64906b04e8ecbc0504596c65/eed61c36-c8d1-4fc3-bec6-3acb3a87e47b/Family+Smiling+on+Couch.jpeg Burgess Blog - Insurance Hints and Tips - National Life Insurance Day: Protect Your Family’s Future - Life is full of uncertainties, but with the right plan in place, you can ensure that your loved ones are protected, no matter what happens. The importance of life insurance cannot be overstated, as it shields against the unpredictability of life's twists and turns and is a cornerstone of security and peace of mind. According to the Life Insurance Marketing and Research Association, only 44% of all Canadian households have life insurance coverage, and 23% of Canadians do not consider themselves very knowledgeable or knowledgeable at all on the topic. Additionally, “more than a third of those without life insurance say they haven’t purchased it because they are unsure how much they need or what type to buy.” https://www.burgessinsurance.ca/burgessblog/prepare-your-farm-for-spring monthly 0.5 2024-04-08 https://images.squarespace-cdn.com/content/v1/64906b04e8ecbc0504596c65/8f9a9b0d-f4e1-45a1-b853-2634804d922a/Chicken+Farm.jpeg Burgess Blog - Insurance Hints and Tips - 8 Tips to Prepare Your Farm for Spring - As winter gives way to the vibrant renewal of spring, farmers are gearing up for the busy season ahead. Spring is crucial for preparing your farm for the growing season, ensuring a bountiful harvest, and safeguarding your livelihood. In this blog post, we'll explore eight valuable tips to prepare your farm for spring and emphasize the importance of securing comprehensive farm insurance to protect your investment and mitigate risks. https://www.burgessinsurance.ca/burgessblog/benefits-of-joining-insurance monthly 0.5 2024-02-05 https://images.squarespace-cdn.com/content/v1/64906b04e8ecbc0504596c65/66f9314d-34e9-4098-938f-1de9fa583995/Employee+Teamwork.jpeg Burgess Blog - Insurance Hints and Tips - 5 Benefits of Joining the Insurance Industry - This February, we're celebrating Insurance Careers Month, which gives us an opportunity to express our industry pride and inspire others to explore a profession in insurance. Plus, it wouldn't be fair if we didn't let you in on the perks! In a world of uncertainty and risk, the insurance industry stands as a pillar of stability, offering individuals and businesses the protection they need. Beyond being a vital component of our modern economy, the insurance sector also presents many opportunities for those seeking a rewarding and dynamic career. In this blog post, we'll explore the many benefits of joining the insurance industry and why it's a field worth considering for ambitious professionals. https://www.burgessinsurance.ca/burgessblog/avoid-tow-truck-scams monthly 0.5 2024-01-10 https://images.squarespace-cdn.com/content/v1/64906b04e8ecbc0504596c65/60ecbb49-c435-4a88-81c7-83e917d3779f/Tow+Truck.jpeg Burgess Blog - Insurance Hints and Tips - How to Avoid Tow Truck Scams After a Collision - Nobody wants to be in a car accident. They are unsettling experiences, and the aftermath can be just as challenging to navigate, especially with the rise of tow truck scams. Imagine this scenario: You’re in a collision, but thankfully, a tow truck quickly arrives at the scene, ready to tow your car. Although you may think they’re coming to your rescue, many of these tow truck drivers use high-pressure, deceptive tactics to scam motorists who are desperate for help. Corruption in the towing industry stems from the cut-throat competition between towing companies, often linked to organized crime. In this blog post, we’ll explore some common tow truck scams to look out for and how to avoid them. Plus, learn what to do after a collision to stay prepared and safe. https://www.burgessinsurance.ca/burgessblog/safeguard-your-home-while-on-vacation monthly 0.5 2023-12-04 https://images.squarespace-cdn.com/content/v1/64906b04e8ecbc0504596c65/8489efeb-7453-4845-9056-b1b9dfcab831/Airport+Travel.jpeg Burgess Blog - Insurance Hints and Tips - Travelling this Winter? Safeguard Your Home While on Vacation - Who doesn’t love to travel? Travelling is an exhilarating experience that allows us to explore new places, create lasting memories, and take a break from our daily routines. This is especially true during the harsh Canadian winters when many seek warmer climates to escape the snow. However, to truly enjoy your vacation, it's essential to prioritize safety and security both during your trip and at home. In this blog post, we'll discuss safe travel tips, how to protect your home while on vacation, and the importance of home and travel insurance to ensure a worry-free journey. https://www.burgessinsurance.ca/burgessblog/how-to-prevent-auto-theft monthly 0.5 2023-11-09 https://images.squarespace-cdn.com/content/v1/64906b04e8ecbc0504596c65/05d094fd-e668-4e83-b068-a5b933997dad/Auto+Theft.jpeg Burgess Blog - Insurance Hints and Tips - How to Prevent Auto Theft and Reduce Your Insurance Premium - Has the rise in auto thefts in Canada left you feeling anxious about the safety of your vehicle, and if you are at risk, what can you do about it? Auto theft-related insurance claims costs were "approximately $700 million in 2022, up from approximately $160 million in 2018, a staggering 329% increase" (Insurance Bureau of Canada). And that's just within Ontario! Insurance companies are trying to offset this statistic through various incentives. For example, some consumers may receive auto insurance premium discounts if they install an anti-theft security tracking system (called Tag) in their cars. Conversely, some insurers might apply a premium surcharge for those who own high-theft vehicles or neglect installing anti-theft devices. https://www.burgessinsurance.ca/burgessblog/safe-cooking-tips-to-protect-your-home monthly 0.5 2023-10-24 https://images.squarespace-cdn.com/content/v1/64906b04e8ecbc0504596c65/fa0258fe-e768-4b89-b537-26bce6739b98/Cooking+Fire.jpeg Burgess Blog - Insurance Hints and Tips - Fire Prevention Week: Safe Cooking Tips to Protect Your Home - Did you know that thousands of homes are ravaged by fires caused by cooking mishaps every year? These incidents cause more than 1 billion dollars in property damage yearly and significantly threaten people's lives. To prevent these fires and ensure your home remains safe, practicing safe cooking techniques is essential. Kitchen ranges and cooktops are specifically involved in 61% of reported home cooking fires, 87% of cooking fire deaths and 78% of cooking fire injuries (National Fire Prevention Association). https://www.burgessinsurance.ca/burgessblog/safe-riding-habits-for-your-motorcycle-insurance-rates monthly 0.5 2023-09-28 https://images.squarespace-cdn.com/content/v1/64906b04e8ecbc0504596c65/06ac5ac1-f9d5-4840-9446-af1c3bf125f8/Motorcyclists+driving.jpg Burgess Blog - Insurance Hints and Tips - How Safe Riding Habits Can Impact Your Motorcycle Insurance Rates - Defensive Riding: Your Key to Safety Defensive riding can help protect motorcyclists from potential hazards on the road. By being proactive and aware of their surroundings, riders can reduce the risk of accidents and demonstrate their commitment to safety. https://www.burgessinsurance.ca/burgessblog/international-womens-day-ls6lm-tn9ct-h7f2t-p98h5 monthly 0.5 2023-07-06 https://images.squarespace-cdn.com/content/v1/64906b04e8ecbc0504596c65/1687186207114-289GIUOCIDYO2AKAYS4J/W.C.-Burgess-international-womens-day-website.png Burgess Blog - Insurance Hints and Tips - International Women's Day https://www.burgessinsurance.ca/burgessblog/employee-appreciation-day monthly 0.5 2023-07-06 https://images.squarespace-cdn.com/content/v1/64906b04e8ecbc0504596c65/e1e3f761-4129-4a81-8c28-c953dcbda307/W.C.-Burgess-employee-appreciation-1-300x251%402x.png Burgess Blog - Insurance Hints and Tips - Employee Appreciation Day 2023 Employee-appreciation-day https://www.burgessinsurance.ca/burgessblog/new-accomplishment monthly 0.5 2023-07-06 https://images.squarespace-cdn.com/content/v1/64906b04e8ecbc0504596c65/1687186206921-PFEODE3853QNIKG05CFG/IMG_0386-olivia-caib1-2.jpg Burgess Blog - Insurance Hints and Tips - New Accomplishment for our team! https://www.burgessinsurance.ca/burgessblog/westandwithukraine monthly 0.5 2023-07-06 https://images.squarespace-cdn.com/content/v1/64906b04e8ecbc0504596c65/4a2c6e9d-d7bb-4594-b05b-ed8499d35414/StandWithUkraine.png Burgess Blog - Insurance Hints and Tips - #westandwithukraine Our hearts and prayers are with the people of Ukraine. To show our support to those impacted by this horrific conflict, we have come together with our sister broker partners through the Collectivfide network to put forward a donation to help make a difference. No matter how big or small, we can all come together to #StandwithUkraine https://www.burgessinsurance.ca/burgessblog/check-out-our-latest-newsletter-about-our-new-additions-to-team-burgess-and-an-exciting-accomplishment-for-marla-newell monthly 0.5 2023-07-07 https://images.squarespace-cdn.com/content/v1/64906b04e8ecbc0504596c65/1687186206397-S7RW0VH67LS9LI4MDBP9/Taylor2.jpg Burgess Blog - Insurance Hints and Tips - New Team Members and New Accomplishments! https://images.squarespace-cdn.com/content/v1/64906b04e8ecbc0504596c65/1687186206405-6ZUXOWN0NRV7U5I6J5LO/olivia2.jpg Burgess Blog - Insurance Hints and Tips - New Team Members and New Accomplishments! https://images.squarespace-cdn.com/content/v1/64906b04e8ecbc0504596c65/1687186206415-5DBAYTWJPJQDDK3EACLG/Marla-2.jpg Burgess Blog - Insurance Hints and Tips - New Team Members and New Accomplishments! https://www.burgessinsurance.ca/burgessblog/is-cheap-insurance-always-the-best monthly 0.5 2023-07-06 https://www.burgessinsurance.ca/burgessblog/winter-2021-newsletter monthly 0.5 2023-07-06 https://www.burgessinsurance.ca/burgessblog/check-out-our-fall-newsletter monthly 0.5 2023-07-06 https://www.burgessinsurance.ca/burgessblog/winter-newsletter-2020 monthly 0.5 2023-07-06 https://www.burgessinsurance.ca/burgessblog/basement-flooding monthly 0.5 2023-07-06 https://www.burgessinsurance.ca/burgessblog/winter-ice-safety monthly 0.5 2023-07-06 https://images.squarespace-cdn.com/content/v1/64906b04e8ecbc0504596c65/1688672675201-PKS1O29WHBNK2OLE8U6Q/image-asset.jpeg Burgess Blog - Insurance Hints and Tips - Winter Ice Safety https://www.burgessinsurance.ca/burgessblog/safety-tips-hosting-holiday-party monthly 0.5 2023-07-06 https://images.squarespace-cdn.com/content/v1/64906b04e8ecbc0504596c65/1687186206632-5UXJSGBWTOAOF8MHTVEV/Decoration-Party-Table-Xmas-Gift-Christmas-Meals-3815050.jpg Burgess Blog - Insurance Hints and Tips - Safety Tips when Hosting a Holiday Party https://www.burgessinsurance.ca/burgessblog/eslips-easy-convenient-secure monthly 0.5 2023-07-06 https://images.squarespace-cdn.com/content/v1/64906b04e8ecbc0504596c65/1687186206360-QX1FYICGPE77CXT0BOA9/Social1-1200x1200.jpg Burgess Blog - Insurance Hints and Tips - eSLIPS! 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Don't forget to call! https://www.burgessinsurance.ca/burgessblog/twas-the-day-before-christmas monthly 0.5 2023-07-06 https://www.burgessinsurance.ca/burgessblog/a-students-view-on-distracted-driving monthly 0.5 2023-07-06 https://images.squarespace-cdn.com/content/v1/64906b04e8ecbc0504596c65/1687186206445-VZYOQILH3T0HQ27QKOEA/Jonathan-in-a-cool-car.jpg Burgess Blog - Insurance Hints and Tips - A Student's View on Distracted Driving https://www.burgessinsurance.ca/burgessblog/impaired-driving monthly 0.5 2023-07-06 https://images.squarespace-cdn.com/content/v1/64906b04e8ecbc0504596c65/1687186206445-VZYOQILH3T0HQ27QKOEA/Jonathan-in-a-cool-car.jpg Burgess Blog - Insurance Hints and Tips - Impaired Driving: Wise Words from A Young Driver https://www.burgessinsurance.ca/burgessblog/featuring-our-new-app-burgessaccess monthly 0.5 2023-07-06 https://images.squarespace-cdn.com/content/v1/64906b04e8ecbc0504596c65/1687186206726-BAE468VCI85BZUAI3SCL/Android_Burgess.png Burgess Blog - Insurance Hints and Tips - Featuring our new app, BurgessAccess! https://images.squarespace-cdn.com/content/v1/64906b04e8ecbc0504596c65/1687186206731-F515C9VHNSM85BA0HJMM/iPhone5.png Burgess Blog - Insurance Hints and Tips - Featuring our new app, BurgessAccess! https://images.squarespace-cdn.com/content/v1/64906b04e8ecbc0504596c65/1687186206736-1E23KOL4OS6YYTFAQYUI/Big-B.png Burgess Blog - Insurance Hints and Tips - Featuring our new app, BurgessAccess! https://images.squarespace-cdn.com/content/v1/64906b04e8ecbc0504596c65/1687186206739-NMGYH51CNG8DWIC40GAU/app-store.png Burgess Blog - Insurance Hints and Tips - Featuring our new app, BurgessAccess! https://images.squarespace-cdn.com/content/v1/64906b04e8ecbc0504596c65/1687186206743-NBIX30UJAQCFKFV3LCKV/Google-Play.png Burgess Blog - Insurance Hints and Tips - Featuring our new app, BurgessAccess! https://www.burgessinsurance.ca/burgessblog/cybercrime-personal-protecting monthly 0.5 2023-07-06 https://images.squarespace-cdn.com/content/v1/64906b04e8ecbc0504596c65/1687186207083-9667BJ39XFFIPSERQ00O/Cybercrime.jpg Burgess Blog - Insurance Hints and Tips - Personal Cybercrime and Protecting Yourself cybercrime https://images.squarespace-cdn.com/content/v1/64906b04e8ecbc0504596c65/1687186207087-NC5LU3QQ7AS6P0YX93VL/ransomeware.jpg Burgess Blog - Insurance Hints and Tips - Personal Cybercrime and Protecting Yourself cybercrime https://images.squarespace-cdn.com/content/v1/64906b04e8ecbc0504596c65/1687186207091-SPA591JD5JK518EMQWZ3/Anti-fraud.jpg Burgess Blog - Insurance Hints and Tips - Personal Cybercrime and Protecting Yourself Canadian Anti-Fraud Centre https://www.burgessinsurance.ca/burgessblog/new-travel-insurance-partner monthly 0.5 2023-07-06 https://images.squarespace-cdn.com/content/v1/64906b04e8ecbc0504596c65/1687186206454-OHA8LMBLFWMCMLLPPKNF/travel.jpg Burgess Blog - Insurance Hints and Tips - A New Travel Insurance Partner for W.C. 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